• Easy to apply
  • Approval time
  • No hidden condition
  • Renewal rules
  • Service quality
  • Customer support
Contact information
Phone number: 022-68315555

If you are considering applying for a loan with a Robocash service, be sure to check out the following points before you make a decision. Short-term loans, Political risk, and Buyback guarantees are just a few of the things to consider. You can also extend your loan if you find it difficult to meet the deadline.

  • All process is online & automated, so y ou can apply loan 24/7
  • Reliable international lender
  • 1st loan with 0% interest rate
  • The sum of loan is higher then in other lenders
  • You can repay loan easily, cause Robocash Sri Lanka partnered with major partners for it
  • Robocash Sri Lanka is legal lending service
  • You can apply online loan for any goals
  • No need in collateral
  • No hidden fees, all terms are transparent
  • One of the lowest interest rate at the Sri Lanka market
  • Interest rate
  • Sometimes it is difficult to repay loan in time and this can lead to additional penalties, higher interest rate, decreasing credit score, etc

Short-term loans

If you are in a financial bind and are in need of a quick loan, a line of credit can help you out. These loans allow you to withdraw funds up to the loan limit and pay interest only on the amount you have actually withdrawn. Lines of credit are great for short-term financial needs and are popular among millions of people around the world. They are simple to apply for, and they often offer lower interest rates than longer-term loans.

Before applying for a Robocash loan, it is important to check out your personal details. It is important to have a valid personal identification number, as well as a proof of address. The lender is required to verify your details, and may require some documents, including a copy of your passport or ID card.

If you are new to this type of loan, you will want to consider the low interest rates of Robocash. They offer the lowest interest rates in Sri Lanka, and you can take your first loan without paying any interest. Furthermore, you don’t need a guarantor, which can make the process of obtaining a loan faster and easier. Lastly, because Robocash short-term loans are completely online, you don’t have to worry about leaving your home.

Another advantage of Robocash short-term loans is that it offers loans in countries not offered by other platforms. Another drawback is that the company doesn’t provide ratings on its loans. Unlike many platforms, there is no secondary market for these instant cash loan Sri Lanka, so you’ll never know which ones will go bust. Another factor to consider is the fact that most loans from Robocash are short-term loans.

Loan parameters
  • Loan amount
    1000 - 25000 LKR
  • Interest rate
    0% per day
  • Term
    7 - 30 days

Buyback guarantee

The Robocash buyback guarantee has a practical benefit for investors as it means that the company will buy back your loan if it’s not repaid in 30 days. The company will also handle the loan processing for you. However, the value of the guarantee depends on the creditworthiness of your guarantor and the loan default rate. Some guarantors may go bankrupt, and therefore, a buyback guarantee can be risky for investors. Robocash doesn’t publish its default rate, but comparable platforms have default rates of between 5% and 10%. The risk of such a high default rate is worth considering before making an investment with Robocash.

You can sign up for a Robocash account by visiting the website and following a few easy steps. First, you’ll have to fill out some basic information about yourself. This will include your name, address, and your personal identification number. Your personal identification number is found on your passport or ID card. Your email and your bank account information will also be required to set up your account. You can also set up an auto invest plan so that the program can invest your money automatically.

If you’re concerned about the safety of your investment, you should know that Robocash offers a buyback guarantee if you are not satisfied with the service. The company also offers a monthly newsletter that summarizes the platform’s performance and introduces important changes. Additionally, the company publishes blog posts and has a dedicated Telegram channel, which is mainly used for marketing announcements. The company’s customer support is available via e-mail, phone, and an online form.

Robocash does not originate many loans on its own. The company works with local loan originator companies that originate loans and provide them to the Robocash platform. Despite the limited number of loan originators, there are enough loans for individual lenders to invest in. This means that there are plenty of reasons for Robocash to remain in business.


Robocash is a simple platform that allows users to invest in various types of investments. The process of signing up is quick and easy. The company accepts bank transfers, and deposits are credited to your account the next day. Once registered, you can create several portfolios and set various criteria for each one. These include the type of investment you wish to make, the location of interest, and the length of time you wish to invest. Some of the investment options available are:

Robocash offers an incentive scheme for larger deposits. The minimum investment is LKR 1000, and as your portfolio grows, you receive higher interest rates. Starting at 0%, your interest rates increase to 1% for LKR 25000 or more. You can also check on your account’s performance through its statistics. The company provides detailed reports, and also provides a live chat support system.

Once you have signed up for Robocash, you must confirm your email address and confirm your identity by clicking a link. Once you have verified your identity, you can deposit and withdraw money using the app. You can also use a referral code to earn 1% cashback. After completing these steps, you can begin using Robocash.

Political risk

Robocash is a peer-to-peer lending platform. Most of its loan originators operate in Asia, including China. China recently imposed stricter rules for peer-to-peer lending, and similar moves could be considered in other regions. However, a recent article in the Philippines suggests that banks are boosting profitability by supporting consumer lending.

While political risk is a potential concern for investors, Robocash’s business model is designed to mitigate such risk. The group has managed to reduce political risks in other countries, including Russia and the Philippines, by limiting its exposure to those markets. The group has also successfully mitigated the risk of default on its loans. In Sri Lanka, for example, Robocash is recovering 90 per cent of defaults on its portfolio and passing ten per cent of the defaulted loans to collection agencies. The company has also reduced the amount of loans it issues, and has a focus on the Asia market.

  • Age 20 to 65 years old
  • Sri Lanka citizen or permanent resident
  • Currently employed or with a steady income
  • Terms 30-180 days
  • Credit/Debit card
  • Bank account

Best Loans

Your comment

30 November 2023
The application was entirely online, saving me a lot of time and effort. I was particularly impressed with the speed of the loan approval and fund disbursement. It was reassuring to have such support during the loan process.
01 June 2023
Robocash provided me with a convenient solution when I needed money for a family emergency. The entire loan process was done online, and I received the funds quickly.
Mahesh Ratnayake
30 January 2023
I am a regular customer, I always return the loan on time. Favorable conditions, easy repayment
Ariyarathne Vijaya
22 December 2022
Applied for a loan at Robocash. I have a bad credit history, but was approved immediately. Thank you very much for believing in me. You are super!
10 December 2022
Very fast and easy loan processing! Great service. I recommend. There were no problems with the closure either, good!
Nuwan Madusanka
Nuwan Madusanka
The standard form of filling, I turned here because I found the first one, with a search query. I returned the loan in a couple of days, I applied again.
Roshen Anula
Roshen Anula
When I urgently needed money, service helped me instantly find the best offer.
Neil Kehelgamuwa
Neil Kehelgamuwa
Good loan terms and amounts too) I took a loan here for the first time and was satisfied
Thanks for the quick help! I applied for an online loan for the first time, and was pleasantly surprised by the simplicity of the process. No complicated formalities, everything is clear and fast. I liked that there was an opportunity to choose a convenient return period. I recommend to all!
Isuru Nissanka
Isuru Nissanka
I use not the first time and every time only positive emotions. They always help out, I can recommend!
Mahesh Kuruppu
Mahesh Kuruppu
Convenient online filing and receiving money on a card with a good interest rate. I recommend!
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