• Easy to apply
  • Approval time
  • No hidden condition
  • Renewal rules
  • Service quality
  • Customer support
Contact information
Phone number: +94117877555
Monday - Friday
9am - 6pm

If you need money fast, LoanMe can help. This company lends money to new business owners who have a good credit history, and is among the cheapest options available. They also accept applicants with low credit scores. Read on to learn more about LoanMe. You’ll learn about their fees and interest rates, as well as customer service and customer reviews.

  • you can borrow money online without leaving your home
  • your application will be reviewed within 5-20 minutes
  • money comes to your account in 1 day
  • repayment term can be 3, 6 and even 12 months
  • quite high commission rate
  • floating interest rate
  • need to be employed in order to receive a loan

Interest rates

If you’re looking for a short-term loan and don’t have a lot of credit history, you may want to consider LoanMe. Its website makes it easy to determine your interest rate and repayment period, and it also gives repayment examples. It’s important to understand how much you can expect to pay back, as high interest rates can quickly add up. However, the company has received a lot of negative press, especially from consumers who didn’t understand the terms of their cash loan online Sri Lanka. Moreover, many users complained about rude and pushy customer service and shady collection practices.

LoanMe also advertises a fast application process. This means that borrowers can get approved within a matter of minutes, despite their spotty credit history. Moreover, they can get longer loan terms for the same amount. However, these longer terms will require borrowers to pay more interest over the long-term.

As for the interest rates, it is high, ranging from 24% to 149%. However, the lender is transparent about their fees and interest rates. The website also offers repayment examples and encourages early repayment. This way, the company can save the lowest possible rates and fees for the best applicants. The website also has a section for low-credit borrowers, as well as for small business owners.

When it comes to interest rates, LoanMe’s business loans are best suited for those who have a decent credit history, and have a good payment history. If you can afford the monthly payments, you can get a loan up to LKR 40000 without too much difficulty. LoanMe offers a variety of loan options, including auto loans and personal loans.

Loan parameters
  • Loan amount
    5000 - 40000 LKR
  • Interest rate
    0,03% per day
  • Term
    90 - 120 days


If you are considering a personal loan through LoanMe, you may want to consider the fees. LoanMe also charges high interest rates, so it is important to carefully consider the costs of borrowing from this company before deciding to apply.

In addition to its fees, LoanMe offers a range of personal loan products that can be tailored to suit individual needs. You can choose a personal loan based on your income, location, credit score, and the value of your collateral. In addition, LoanMe also offers business loans that are perfect for unexpected expenses.

Fees for LoanMe vary by state, so check with your state’s laws regarding high interest rate loans before applying. If you have bad credit or poor credit, don’t apply for a loan through LoanMe. Their process is fast, and they can have the money deposited into your account within three to four hours.

LoanMe personal loans can range from LKR 5000 to LKLR 40000. The interest rate you pay depends on your credit score, loan amount, and term. Depending on your state’s laws, you may be charged an origination fee of 0% to 10% of the loan amount. This fee is deducted directly from the loan amount, and it is a good idea to factor this fee into your decision when deciding how much to borrow. In addition, LoanMe also charges a late payment fee of up to $15 for each payment missed.

Unlike traditional banks, LoanMe does not disclose interest rates. The company uses soft credit checks to determine your eligibility for loans. However, if you pay off your loan quickly, it can be a good way to get quick money for a large purchase or other emergency. However, it is important to remember that these loans are expensive if you do not pay them back in full. You may want to look elsewhere for a personal loan.

Customer service

If you are a consumer who is unhappy with LoanMe, Inc., then you probably have a complaint about the company’s lack of customer service. Some people have said that the company has run their accounts without their consent, and others have complained that their customer service representatives are not helpful. If this is the case, you may be wondering if you have any rights as a consumer.

One of the benefits of using this loan service is its competitive rates. Most of its customers have been satisfied with the service, and they have praised its easy application process. Whether you need a personal loan or a business loan, LoanMe has what you need to meet your needs. However, there are several things that you need to consider before applying for a loan with this company.


If you’re considering applying for a loan online, it’s important to check the reputation of the website. Currently, LoanMe has an A rating from the Better Business Bureau. However, it has logged more than 100 complaints and bad customer reviews over the past three years. It also has several complaints filed with the Consumer Financial Protection Bureau. Despite its excellent reputation, there are still some concerns about the legitimacy of LoanMe.

  • Age 20 to 65 years old
  • Sri Lanka citizen or permanent resident
  • Currently employed or with a steady income
  • Terms 30-180 days
  • Credit/Debit card
  • Bank account

Best Loans

Your comment

Nimal Perera
29 June 2024
Fast and professional service. Without unnecessary bureaucracy and unnecessary documents.
Chathura Silva
10 May 2024
Received approval and money on the card in one day. Very satisfied!
04 February 2024
I was pleasantly surprised by the efficiency and ease of securing a personal loan for my wedding through Loanme. The competitive interest rates and the quick disbursement of funds were impressive. It's great to see such reliable financial services available in Sri Lanka.
Diluka Gunasekara
12 December 2023
The whole process, from applying to receiving the money, was seamless and fast.Loanme app made it easy to keep track of my loan, which was a big plus.
Sunil De Silva
01 October 2023
Their online application process was straightforward and user-friendly, and I was able to complete it within a few minutes.
Galle Gladiator
19 March 2023
CashX provided a hassle-free experience for my financial needs. Highly recommended!
Asanka Alwis
26 January 2023
Thank you for the fast processing! Get approved despite bad credit
Damith Vimukthi
11 December 2022
I am delighted with this company. All money was released on time. Even I, the unemployed, was given money. The main thing is to return the money on time. I recommend to everyone, everyone is happy.
Sarath Chamara
Sarath Chamara
The best assistant when you urgently need money!
Rina Yuliarti
Rina Yuliarti
There was an accident and a relative was taken to the hospital. We urgently needed money, and the site helped out a lot! Many thanks to the company! Now I am a regular customer. I advise everyone.
Keerthirathne Gamage
Keerthirathne Gamage
Up 20 minutes, the money was on the card.
Mahesh Kuruppu
Mahesh Kuruppu
Convenient online filing and receiving money on a card with a good interest rate. I recommend!
Thank you for your help in a difficult situation! Online loans are a quick solution when money is needed urgently. The application process took no more than 10 minutes, and the money came to the card quickly. Thank you for your promptness and understanding! Will definitely use again in the...
Lalinda Goonewardena
Lalinda Goonewardena
The site is purely a rating, you choose what suits you best.
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